development Finance

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Structured Funding for Property Development Projects

Development Finance is a specialist short to medium-term funding solution designed for property developers undertaking residential or commercial projects. Whether you are building multiple units, converting a property into flats, or carrying out a substantial refurbishment, development finance provides structured funding to support your project from start to finish.

Funds are typically released in stages, aligned to agreed build milestones, helping you manage cash flow effectively throughout the project. Interest is often calculated on the funds drawn, making it a flexible and practical solution for developers looking to maximise profitability and maintain momentum.

We work with specialist development lenders to structure funding around your build costs, timelines, and projected gross development value (GDV), ensuring your finance supports the success of your project.

Expect a seamless, straightforward, and stress-free journey.

Expect a strategic, well-structured, and professionally managed funding process. From assessing your project costs and projected GDV to structuring staged drawdowns aligned with build milestones, every step is carefully coordinated — ensuring your development progresses efficiently from site acquisition through to completion and exit.

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Mortgage lenders

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Tailored service

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Available insurers

FAQ's

Frequently Asked Questions

What is development finance?

Development finance is a short to medium-term loan designed to fund property development projects. It covers build costs and sometimes land acquisition, depending on the structure.

How are funds released?

Funds are released in agreed stages, usually following valuation checks at key build milestones.

How long does development finance last?

Terms typically range from 6 to 24 months, depending on the size and complexity of the project.

What is GDV?

GDV (Gross Development Value) is the projected value of the completed development. Lenders use this to assess how much they are willing to lend.

Is development finance only for experienced developers?

Many lenders prefer experience, but some will consider first-time developers with strong professional teams and a solid project plan.

How is the loan repaid?

Repayment is usually made through the sale of the completed units or by refinancing onto a longer-term investment facility.

Hollybeck Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Hollybeck Limited. Registered address: 81 Burton Road, Derby, Derbyshire, DE1 1TJ. Registered in England & Wales under number 10337505.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. Our typical fee is £495.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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