Bridging Finance

How We Work

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Confident Decisions

Move forward knowing your plan and mortgage fit your long-term goals.

Fast, Flexible Short-Term Property Funding

Bridging Finance is a short-term lending solution designed to help you move quickly when traditional mortgages aren’t suitable or can’t be arranged in time. Whether you're purchasing at auction, breaking a property chain, funding light or heavy refurbishment, or securing an investment opportunity, bridging finance provides access to capital when speed matters most.

Loans are typically arranged over 3–24 months and are repaid through a clear exit strategy — usually the sale of the property or refinancing onto a longer-term mortgage. With flexible structures and faster approvals, bridging finance is ideal for investors, landlords, developers, and homeowners needing time-sensitive funding.

We work closely with specialist lenders to structure the right solution around your timeline, project, and exit plan.

Expect a seamless, straightforward, and stress-free journey.

Expect a fast, clear, and well-managed funding process. From assessing your project and exit strategy to securing the right bridging facility, every step is handled with precision and efficiency — ensuring you can move quickly when timing matters most, from initial enquiry through to completion and repayment.

12000+

Mortgage Products

100+

Mortgage lenders

100%

Tailored service

30+

Available insurers

FAQ's

Frequently Asked Questions

What is bridging finance?

Bridging finance is a short-term secured loan used to “bridge” the gap between buying a property and arranging longer-term finance or selling another property.

How long does a bridging loan last?

Most bridging loans run from 3 to 24 months, depending on the lender and your exit strategy.

How quickly can bridging finance be arranged?

Bridging finance can often be arranged significantly faster than traditional mortgages, sometimes within days, subject to valuation and legal work.

What is an exit strategy?

An exit strategy is how you plan to repay the loan. This is typically through refinancing onto a standard mortgage or selling the property.

Can I get bridging finance for refurbishment?

Yes. Bridging loans are commonly used for both light and heavy refurbishments, including properties that are not currently suitable for standard mortgage lending.

Is bridging finance regulated?

Bridging loans can be either regulated or unregulated depending on the property and how it will be used. We will always explain which applies to your situation.

Hollybeck Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Hollybeck Limited. Registered address: 81 Burton Road, Derby, Derbyshire, DE1 1TJ. Registered in England & Wales under number 10337505.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. Our typical fee is £495.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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